Life insurers confirm excess young deaths

USA non-covid deaths in the younger age groups, 2020 – 2021 Years mostly complete https://www.soa.org/4a55a7/globalassets/assets/files/resources/research-report/2022/excess-death-us.pdf https://www.soa.org/49b504/globalassets/assets/files/resources/experience-studies/2022/group-life-covid-19-mortality-12-2022.pdf Deaths reported by the U.S. Centers for Disease Control and Prevention Actual-to-expected ratios (A/E ratios) using 2015-2019 April to December 2020 A/E of 122% Full year of 2020, 116.4% 13.3% excess due to COVID, and 3.1% not COVID Full year of 2021 Completed at 117% In both years, the age group with the highest A/E was ages 35-64 During 2021, excess deaths were higher in all age groupings 15 to 34 years, non-covid deaths were 21.4% higher Date through to March 2022 Excess deaths,(all ages) 115.2% excluding covid October – December 2022 35 to 44 years, 34% excess deaths Non covid deaths If the main issue was lack of access to health care, why are excess deaths highest in 15 to 34 years? Followed by 35 to 64 years? 2022 Cause of Death Report https://www.soa.org/49667f/globalassets/assets/files/resources/research-report/2022/2022-cause-death-report.pdf Cancer deaths, usually in the range of 102% to 105% of expected Cardiovascular deaths, 4% higher than expected Other non-communicable deaths, 10% lower than expected Deaths from diabetes, as high as 30% more than expected Deaths ascribed to the nervous system, sometimes as high as 30% greater than expected Respiratory deaths, in line with expected Non-Medical Deaths Deaths by suicide, (excludes drug overdoses), were noticeably lower during the pandemic Jump in death claims on insurance Higher non-covid deaths https://eu.usatoday.com/story/opinion/2023/08/11/more-americans-dying-than-before-pandemic-covid-deaths/70542423007/ NZ https://www.stats.govt.nz/topics/births-and-deaths